Business Risk Management, Inc.

 

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            Comp       Liability                    Insurance   Health

 

 

 

Group Insurance suffers the most from "creep" - rates rising every year.

 

There are only a few solutions for "creep":

 

        Raise deductibles

        Raise coinsurance

        Collect more money from employees

        Use a savings plan such as HSA or HRA

        Fire the highest cost employees (we've seen it, and it's painful)

 

Get quotes from other insurance companies!

 

        Let us check the market and shop for a better premium

 

 

There are many companies, here is a sampling:

 

Aetna

Allied National

Blue Cross and Blue Shield of Illinois

Destiny Health

Humana

IAC

Starmark

Trustmark

Unicare

United Healthcare

 

 

Let's get started, download the following document to give us your census:

 

census.pdf

 

 

 

 

 

 

 

Call Tom Barnard at 708-386-9300 or email him at tbbarnard@yahoo.com

 

 

 

 

 

 

 

 

Call Tom Barnard at 708-386-9300 or email him at tbbarnard@yahoo.com